The stupidity of the modern world is almost funny. Almost.
Wanting a loan from Barclays to pay off a career development loan I have, with Barclays, was met with the information they don’t give out a second loan, even if you are going to use it to pay off the original loan that is at a higher interest rate. So even saying, “you realise I’ll just go to another bank and they will get the money instead?’ is met with a cheery “oh yes, it’s just company policy.”
So to Bradford & Bingley – a company I’ve long thought was above such random stupidity, but alas, no. Firstly they wouldn’t give me a loan because I hadn’t ‘started’ work yet – even though I had proof of upcoming employment. Then, after starting work, moving to London and sort myself out, I give them a ring, they’ve changed the system. You have to be 23 to get a loan. Why? Just new policy (admittedly I didn’t really push for a full answer but that was the gist). So despite being able to afford the repayments I can’t get a loan – they are now losing out on the money I wanted to give them instead of Barclays.
Isn’t that ageist anyway? Not giving me a loan I can prove I can afford because of my age? Probably not. But it still makes no sense to me.
What was it Jarvis Cocker said?
Posts
Wednesday 24 April 1661
2 hours ago
2 comments:
Barclays are implausibly, frustratingly dim. When I tried to get a career development loan off them they spent ages demanding various forms of ID, despite knowing perfectly well who I am, given that I'd been banking with them for over five years. And then they refused me anyway, which they would've been able to do months earlier as soon as they got my credit rating, choosing instead to string me along, the cockteasers.
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