Nonsense

The stupidity of the modern world is almost funny. Almost.

Wanting a loan from Barclays to pay off a career development loan I have, with Barclays, was met with the information they don’t give out a second loan, even if you are going to use it to pay off the original loan that is at a higher interest rate. So even saying, “you realise I’ll just go to another bank and they will get the money instead?’ is met with a cheery “oh yes, it’s just company policy.”

So to Bradford & Bingley – a company I’ve long thought was above such random stupidity, but alas, no. Firstly they wouldn’t give me a loan because I hadn’t ‘started’ work yet – even though I had proof of upcoming employment. Then, after starting work, moving to London and sort myself out, I give them a ring, they’ve changed the system. You have to be 23 to get a loan. Why? Just new policy (admittedly I didn’t really push for a full answer but that was the gist). So despite being able to afford the repayments I can’t get a loan – they are now losing out on the money I wanted to give them instead of Barclays.

Isn’t that ageist anyway? Not giving me a loan I can prove I can afford because of my age? Probably not. But it still makes no sense to me.

What was it Jarvis Cocker said?